New Jersey undergraduate students can reduce their college costs by up to 100 percent at Rutgers University - Camden. Through Bridging the Gap, supplemented by the Garden State Guarantee, students can greatly decrease or completely avoid student loan debt while working toward a Rutgers degree. Bridging the Gap is open to new students that are enrolled and matriculated in degree programs at Rutgers - Camden working toward completing their first Bachelor's degree. Students must also fit into one of the following citizenship categories: New Jersey residents who are also U.S. citizens; Permanent U.S. residents with an I-151, I-551, or I-551c; or recipients of New Jersey S2479 (the Tuition Equality Act/NJ Dream Act). Students must complete federal, state, and institutional verification requirements. There is no separate application for the program. Applicants who meet the criteria are automatically considered when they are admitted to Rutgers - Camden and complete the Free Application for Federal Student Aid (FAFSA). Please visit the scholarship's website or contact the Office of Graduate and Undergraduate Admissions for more information.